Much of our suffering is caused by hoping for a world without financial problems. But problems are guaranteed.

What-if thinking keeps us ruminating in the past. Being grateful for where we are and using those lessons to inform our future is healthier.

Most people live their lives reacting to everything life throws their way. Further, knowing what money needs to do for you is hard.

Without a system or a plan in place, we tend to default to what's easiest. And the easy answer usually isn't in our best interest.