Unexpected expenses are a guarantee. Not preparing for them is a formula for disaster. Setting up a financial cushion helps soften the blow.

Paradoxically, achieving success may leave us less happy than before our success.

Catastrophic thinking with money involves assuming the worst-case scenario. Financial gratitude is paying deliberate attention to the good.

Why do you spend the way you do? The first step toward intentional spending is understanding the reason for your spending.