Debt is easy to get and gives us access to cash we wouldn't normally have. But that comes with a huge cost.

Rules of thumb may not be perfect, but they are good enough for most people to get most of the way toward where they want to go.

Some swear by opening several accounts to save for different goals. If that works for you, great! For many a simple strategy works best.

Treating money differently can cause us to make mistakes when it comes to our money. Knowledge of this can help us make better decisions.