Talking about money is hard. Shifting your perspective from trying to get your point across toward listening will make it easier.

It feels like outside events cause our feelings. In fact, there is a belief between the event and our feelings. This belief can be changed.

Framing your experiences as, "I have to..." leaves you feeling choiceless. Instead, try framing your experiences as, "I get to..."

Setbacks, obstacles, and challenges are actually good for us if we accept them as what they are; opportunities to learn and grow.