People think personal finance is a math problem. If we just had more info we would be ok. It doesn't work like that; money is emotional.

Money Scripts are internalized beliefs we have about money that drive all our financial decisions. We develop them in childhood.

Money Scripts are unconscious beliefs we have about money that are developed in childhood. They drive all our behaviors and outcomes.

Some folks think that financial decisions are driven by fear and greed. Upon further inspection, greed is simply the fear of missing out.