top of page
MM Logo Update Outline.png
Derek Hagen

CLIMB THE RIGHT LADDER!


drawing of climbing the wrong ladder

❝If the ladder is not leaning against the right wall, every step we take just gets us to the wrong place faster.❞ -Steven Covey

If you pay attention to societal expectations (written from the perspective of someone in the United States), you would learn that the secret to success is to do well in high school, go to college, get a high-paying job, get married, start a family, work hard, retire early, relax for the rest of your life.


And yet, so many people play this game and win - only to discover they don't feel fulfilled.


Climbing a ladder of success that you think you're supposed to climb to get to a place you think you're supposed to go is reactive living. You live your life according to what others have decided for you. You react to whatever life throws your way.


Living proactively takes some hard work up front, but it's worth it.


Choose the right ladder to climb, and climb it.


CHOOSING THE LADDER


What does it mean to "climb a ladder?" It's simple: climbing a ladder means moving ahead with your life. It's your choices and actions.


Having said that, you want to make sure the ladder you're climbing is leaning against a wall you want to climb.


Chasing the Joneses up the ladder is likely climbing the wrong wall. You'll end up using your time and money in ways that don't align with what's important to you. Being influenced by your neighbors, social media, colleagues, or anyone else distracts you from living a life of purpose.

drawing of doing things that aren't important

The opposite is to use your climb a ladder you want to actually climb. It's about using your time and money in ways that are perfectly aligned with what's important to you.

drawing of doing things that are important and nothing that's unimportant

Admittedly, it's difficult to align your money perfectly with what's important to you. You may have friends or family members who value things that are different from what you value, and it's not worth your time or money to debate them.


Even if it's not possible to get 100% of the way there, your focus can be on getting most of the way there. Don't let the quest for perfect get in the way of great.

drawing of doing things that are important



This questionnaire is an instrument that taps into ten valued domains of living. It assesses the perceived importance of each of these ten life domains and the degree to which you are living in accordance with this perceived importance.




CLIMBING THE LADDER


It's tempting to want to hurry up and start climbing a ladder without first taking the time to figure out where it leads. After all, doing something feels more productive than doing nothing. However, it pays dividends to spend some time determining what's important to you. It's time well spent. There's an old saying that you should measure twice before you cut. Another way to think about it is that sharpening your saw takes time but will cut down the tree faster, saving you time in the long run.

drawing of climbing the right ladder and avoiding the wrong ladder

What's the point of climbing a ladder if it's leaning against the wrong wall?


You get one life; live intentionally.


 

If you know someone else who would benefit from reading this, please share it with them. Spread the word, if you think there's a word to spread.


To share via text, social media, or email, simply copy and paste the following link:


 

Subscribe to Meaningful Money

Thanks for reading. If you found value in this article, consider subscribing. Each week I send out a new post with personal stories and simple drawings. It's free, and there's no spam.


REFERENCES AND INFLUENCES

Barker, Dan: Life Driven Purpose Becker, Joshua: Things That Matter Burkeman, Oliver: Four Thousand Weeks Frankl, Viktor: Man’s Search for Meaning Frankl, Viktor: Yes to Life, In Spite of Everything Hagen, Derek: Money’s Purpose in Your Life Hagen, Derek: Your Money, Your Values, and Your Life Lindsay, James: Life in Light of Death Manson, Mark: The Subtle Art of Not Giving a Fuck

McKay, Matthew, John Forsyth, and Georg Eifert: Your Life on Purpose Robin, Vicki: Your Money or Your Life Sinek, Simon: Start With Why Sinek, Simon, David Mead & Peter Docker: Find Your Why Urban, Tim: Your Life in Weeks Vos, Joel: Meaning in Life Wagner, Richard: Financial Planning 3.0 Wallace, David Foster: This is Water Ware, Bronnie: The Top Five Regrets of the Dying Whelan, Christine: The Big Picture

Yalom, Irvin: Staring at the Sun Zen Habits: Design Your Life



Comments


Headshot_Chalkboard_edited.jpg

About the Author

Derek Hagen, CFP®, CFA, FBS®, CFT™, CIPM is a Financial Behavior Specialist, Life Planning Consultant, Author, Speaker, and Stick-Figure Illustrator. He simplifies topics about meaningful living, including philosophy, mindfulness, psychology, and money.

Work With

Derek at MQ

Subscribe

Join over 2,000 other subscribers.

No Spam - Just new articles sent to you every Thursday.

Popular Articles

bottom of page